Terms and Conditions of Subscription Services

Read these terms to understand your rights and responsibilities when subscribing to our financial planning service.

August 14, 2025

Acceptance of terms

By subscribing to or using this service, you accept these terms in full. If any changes are made, they are effective when posted on this website. You are responsible for reviewing updates and continued use indicates acceptance.

Definitions

The following expressions apply to these terms and may appear elsewhere herein:

• Subscriber: A person or entity that has created an account and paid for the subscription service.
• Service: The consultative financial planning subscription described on our website and in these terms.
• Advisor: Our qualified team members who provide consultations, reviews and responses.
• Subscription Fee: The monthly amount payable for access to our service.

Service usage guidelines

This service delivers only consultative plans and advice. No products are sold or regulated financial recommendations given.

Eligibility

All subscribers must be age 18 or older, reside in the UK, and not be restricted by law from holding a subscription.

You must be 18+ and based in the UK.

User responsibilities

Subscribers agree to:

• Pay the monthly fee in advance and provide valid payment details.
• Use the service for its intended consultative purpose only.
• Maintain their account security and confidentiality.
• Comply with all relevant UK laws and regulations.

Prohibited use

Subscribers must not make improper or illegal use of this service.

• Share or sell access to their subscription or consultations.
• Input false details or impersonate others for any reason.
• Promote, sell, or seek advice on regulated investments or excluded financial products.
• Use the service for commercial marketing or unrelated ventures.
• Attempt to compromise service security or data privacy.

Intellectual property rights

All website materials and content are owned by us or licensed to us. You may not reproduce, redistribute, or commercialise any content without explicit written permission.

Subscriber content

Any materials provided by a subscriber for review or analysis remain theirs. No claim is made on such content.

Privacy and data handling

We follow UK data protection law and maintain detailed records of your account and activities with the utmost confidentiality. See our privacy policy

Disclaimer about service nature

No regulated financial advice, products, or guaranteed results are provided. Consult with a regulated advisor if needed.

Limits of our liability

We are not liable for use, reliance, or interruptions in connection with this service. Your statutory rights remain unaffected.

Indemnification

You agree to hold us harmless from claims arising from breach of terms or improper use of the service.

Dispute resolution and jurisdiction

Any disputes are processed via UK legal channels, under UK law and venue.

Governing law and venue

These terms are governed by the law of the United Kingdom.

Termination

The subscription may be ended by you before renewal, or by us for breach. No refunds for the active paid period.

Modifications

We may update these terms at any time. Notification will be shown here. Continued use is acceptance.

Severability

Invalid provisions do not affect others; remaining terms stay in effect.

Full agreement and precedence

These terms and referenced policies form your complete agreement with us regarding service use.

Contact about terms

Questions about these terms? Contact us for clarification or additional information.